If you’re an incorporated REALTOR®, you have a unique opportunity to register a Personal Pension Plan (PPP) with INTEGRIS Pension Management Corp through our partnership. 

A PPP allows incorporated professionals to invest more income toward retirement and pay fewer taxes annually compared to what’s allowed under the federal government’s RRSP and TFSA programs.

Yes – this plan follows corporate tax law, so you’ll need to be incorporated. You can learn more about becoming incorporated in our course Introduction to Personal Real Estate Corporations (PRECs).

You don’t have to start from scratch. Any savings you’ve already started can be transferred into a PPP. You may even be able to capture previous years contributions in applicable situations.

First, you should consult with your legal and/or financial advisor to weigh the benefits and risks against your personal financial situation. 

If you’re still interested after doing due diligence, reach out to JP Laporte, CEO of INTEGRIS (gvr@integris-mgt.com). He and his team will work with you to determine if a PPP would be appropriate for you and your PREC.

We’ve got several resources available for you to better understand PPPs and share with your financial advisors:

• Personal Pension Plans Explained
• 15 Reasons to Consider a PPP 
• Personal Pension Plan Case Study Example 
• Sample PPP Quote

Listen to our Critical Path podcast featuring INTEGRIS CEO JP Laporte below:

Watch our announcement event with JP Laporte: